How to buy bitcoins with credit or debit card

How to buy bitcoins with credit or debit card

At this moment, bitcoin considered one of the most convenient ways to send or receive payments online. Unlike common payment methods like credit card, PayPal or bank account, using bitcoins is as easy and convenient as using cash.

If you are reading this, then likely you already have BTC wallet and looking how to buy bitcoins with credit card or PayPal. Here is the comparison table with short description of the largest exchange websites.

WebsiteDescriptionPayment methodsFeesRating
Founded in 2012, California-based digital currency wallet platform trusted by over 5 million users worldwide. Coinbase offers a variety of payment options convenient for US, UK, and European customers, allowing you to buy bitcoins with credit card or bank account.
  • Credit or debit card
  • Bank transfer
From 1.49% to 3.99% depending on payment method. $10 Bonus for purchases above $100 
Convenient exchange trading platform that supports purchases with credit cards from over 200 different countries. The process of bitcoins purchase is both fast and easy with IndaCoin. But they have limits of $50 for the first transaction.
  • Visa/MC cards
  • Payza
  • BTC-E code
From 2.9% to 4% depending on the payment method. Minimal commission is $2 
Israel-based company offering an opportunity to buy BTC with cc and cash. But the downside is that CoinMama does not serve US customers. Fees are also could be lower.
  • Credit or debit cards
  • Western Union transfer
Up to 9% 
The largest peer-to-peer trading platform. It’s something like eBay, but for bitcoins. This platform is the most convenient way to buy BTC with cash or bank transfer, but cc and PayPal options are available too. However, almost no sellers here accept cards. There are much more vendors that accept PayPal, but the limits are low, and you will have to deal with identification process.
  • Almost everything
Depending on the seller 
Innovative peer-to-peer bitcoin trading platform that supports over 150 different payment methods, even by cash in person. A good alternative to localbitcoins.
  • Debit and Credit cards
  • Skrill
  • Paypal
  • Western union
  • Many more
Depending on the seller 
Austrian company specialized in selling and buying cryptocurrencies. Supports visa/mc cards with 3d secure and some other payment systems. But they only serve customers from Europe.
  • 3D secure credit and debit cards
  • Skrill
  • Neteller
  • Paypal
  • Bank transfer
Simple currency exchanger specialized on Bitcoins.
  • Credit cards
Depending on the payment method. For cards – 7.5% 

Most websites will require identity verification since accepting PayPal or cards considered risky for the merchant because of the credit card fraud. So, before buying bitcoins with your credit card you may need to go through verification process. If it’s not suitable for you, then buying with cash or bank deposit from localbitcoins or paxful vendors may be an option.

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